Credit Report & Anti Money Laundering Report
Additional searches that can be run on employees during the hiring process
What are Credit Reports
An employment credit check is a common type of background check used by organisations to assess and determine the risks of new and existing employees. These checks are commonly known as credit reference checks. An employee credit check identifies information - from the past six years - which is relevant to their ongoing or prospective employment.
What are Anti Money Laundering Reports?
AML checks are crucial components of an organisations’ due diligence and pre-employment background screening processes. HR teams and business owners conduct online AML checks to ensure all prospective employees, current employees and customers are not attempting to launder money through an organisation.
Who Needs a Credit Report or an AML Report?
Business owners, directors and HR professionals would argue that assessing a candidate’s financial credit history prior to employment reduces the risk of fraud, money laundering or other criminal behaviour finding its way into an organisation.
Other points to consider whether these reports are required for candidates:
- Candidates possess a good track record of managing their finances, and that of customers, clients or stakeholders.
- There is no risk of entrusting the candidate to handle similar sums of money or sensitive data.
- Candidate's financial behaviour won’t impact performance or behaviour in the workplace.
- Ensure the business is compliant with AML legislation and regulations.
Are you an Employer looking to submit one off Credit Reports or AML Reports
How to Apply for Credit Report and AML Report
We offer two ways to process your Credit Report and AML Report - one as a part of the DBS check and one as a separate service.
One off Credit Reports and AML Reports: Ordering a Credit Report and AML Report if you do not require any other checks is easy, you can click on the apply now button and order it for your candidate.
This process is fully automated. As soon as you place your order, your candidate will receive an email asking them to complete their personal details Once this is done and the information is shared the employer will receive a report with the results almost instantly.
Credit Reports and AML Reports as a part of the DBS check
The most efficient way to complete a full background check for your candidate is to order these ports as a part of your DBS check order.
Credit Report and AML Report turnaround times
Results of a Credit Report and AML Report is usually instant.
*To minimise the turn around time we advise that you let your candidate know to expect an email from us and to complete their personal details by clicking on the link.
The Submission Process
Select DBS check option
Do you require a DBS check?
Basic DBS CheckThe Basic DBS, or Basic Disclosure, check is available to anyone, regardless of profession. This check can be requested by an individual or an employer and only contains details of unspent convictions.
Standard DBS CheckThe Standard DBS, or Standard Disclosure, check is only available for certain professions. A Standard DBS check shows current and spent convictions, cautions, reprimands and warnings held on the Police National Computer.
Enhanced DBS CheckAn Enhanced DBS check can only be requested if the employer is eligible to request a disclosure under the Exceptions Order to the Rehabilitation of Offenders Act (ROA) 1974 and you are caring, training or closely supervising children or vulnerable adults.